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Penny Alba
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Penny Alba is a technology writer with over 10 years of experience in the industry. She has written for both small and large publications, covering everything from software and hardware innovation.
Loan Debt Service Coverage Ratio
Penny Alba - 0
Introduction Debt Service Coverage Ratio (DSCR) loans allow the borrower to qualify for a loan based solely on the cash flow generated from the investment...
How To Turn Social Media Into Sales
Penny Alba - 0
Introduction Here are 4 quick tips to help you turn your social media likes into sales: 1. Engage with your social media likes audience 'there's...
Purchase Order Financing Canada
Penny Alba - 0
Introduction Purchase order financing has very specific qualification requirements and can only help a small group of customers. Basically, this solution helps resellers/distributors who have...
How To Create Leaders
Penny Alba - 0
Introduction The first step in creating a leader is to find a professional with leadership potential. Monitor your employees' behavior at work to determine if...
How To Improve Building Energy
Penny Alba - 0
Introduction As a building owner or manager, take the initiative to share energy goals and provide incentives to encourage occupants to rethink their energy use....
Loan Cash
Penny Alba - 0
Introduction What is cash financing? Cash flow financing is a form of financing in which a loan to a business is backed by the cash...
What Are Agreements In Finance
Penny Alba - 0
Introduction financing agreement refers to certain conditions that a borrower must meet during the term of the loan to demonstrate its continued creditworthiness to the...
Average Days To Collect Accounts Receivable Formula
Penny Alba - 0
Introduction The average collection period would be 36.5 days ($10,000/$100,000)*365). This indicates that it takes a little over 36 days to collect an accounts receivable. We...
Buying Goals And Objectives
Penny Alba - 0
Introduction Goals and Objectives of the Purchasing Department The Purchasing Department is responsible for purchasing the goods and services that a business needs to operate...
Bdc Models
Penny Alba - 0
Introduction As a development bank, BDC has worked with entrepreneurs for more than 65 years to develop business plans that will help them succeed. Our...
Latest news
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Court appears divided on whether lower courts properly found death row inmate to be intellectually disabled
The Supreme Court on Wednesday wrestled with the case of an Alabama man who has been on that state’s death row for more than...
Headlines
Relist rodeo: firearm restrictions, searches incident to arrest, DNA evidence, and “clearly established” law
The Relist Watch column examines cert petitions that the Supreme Court has “relisted” for its upcoming conference. A short explanation of relists is...
Headlines
Supreme Court sends dispute on HIV disability claim back to the lower court and rejects case on defining “reasonable doubt”
The Supreme Court on Monday sent the case of a Louisiana man who was prevented from using a physical therapy clinic’s pool because...
Headlines
Supreme Court difficult to read in case on campaign finance limitations
The Supreme Court on Tuesday considered a challenge to a federal law limiting the amount of money that political parties can spend in...
Headlines
Originalism’s campaign finance conundrum – SCOTUSblog
Please note that SCOTUS Outside Opinions constitute the views of outside contributors and do not necessarily reflect the opinions of SCOTUSblog or its staff. In a...



